Komang Karina Pramesti, and I Gde Kajeng Baskara. “The Effect of Liquidity, Capital Adequacy, Operational Risk, and Credit Risk on Profitability: A Study on Banks Listed on the Indonesia Stock Exchange”. Digital Innovation : International Journal of Management 2, no. 3 (July 9, 2025): 47–59. Accessed August 1, 2025. https://international.arimbi.or.id/index.php/DigitalInnovation/article/view/401.