MICHELLE PRISCILLA GUNAWAN; SURYA DEWI RUSTARIYUNI. The Effect of NPL, BI Rate, Inflation, NIM, and CAR on the ROA of Commercial Banks in Indonesia During 2019–2023. Digital Innovation : International Journal of Management, [S. l.], v. 2, n. 3, p. 98–110, 2025. DOI: 10.61132/digitalinnovation.v2i3.427. Disponível em: https://international.arimbi.or.id/index.php/DigitalInnovation/article/view/427. Acesso em: 26 jul. 2025.